Tuesday, June 15, 2010

Adios, BCP

I took my last BCP today. Yipee! I have my BW and US on Friday at 8:00 AM to see if my E2 is down and if the 17 mm cyst has vanished.

DH and I spoke at length about the next steps. We are going to go for it with IUI/injectibles this month, but if this next cycle is a bust, we are going to just stop and start a savings account for IVF. I will talk to the RE on Friday about this. I know she feels super confident that I should be getting knocked up with the IUI, but the truth is that it's getting expensive. If each IUI/injectible cycle costs $2000, why not forgo the next 3-5 and save for the IVF which has a much higher percentage of working. Part of me feels like this is me giving up, but I have to be smart. I want to start a family, but I don't want to go broke trying. I think the odds of me getting knocked up with IUI are 15-20 percent, and the odds with IVF are 50-60%.

This year, we've spent just shy of $5000 on TTC, and that includes the TCM. Yikes!

Oh, and my decision to purchase meds online is to NOT do it. I'm going to see if the RE's office is willing to donate some to me. If I live in Louisiana, and fertility coverage is not mandated by law for insurance companies, does that mean that no insurance company will pay? Are all the lovely ladies in my clinic paying cash? Yikes!

4 comments:

Riley said...

We did so many IUI's because my RE had so much faith they would work, after all our very first one worked(ended in m/c). She had me do a ton(like 6-9 I lost count) of Clomid ones until I finally insisted on injectables. Then we did 2-3 of those and we finally insisted she let us do IVF. Like you said we were spending so much on IUI's and the odds of success for IVF were so much better for us. I will tell you a family member is pregnant after a few Femara IUI cycles so it can be done, you just have to decide what your limits are. :)

Lookingforaplussign said...

@riley--I vascillate between the two ideas. I want to have faith that the IUI will work, but I want the end result to be a BFP. Thanks for sharing your story. I'm cringe as I think about 6-9 IUI's with no success. You poor thing.

We Are the Lucky Ones said...

I have the same dilemma...I go back and forth about which I should do.

S said...

Knowing how most insurance companies operate, I would venture to say that if your state doesn't mandate infertility coverage, it's unlikely that most insurance policies issued in that state will include it.

Our insurance (in a no mandate state) covers a portion of diagnostics and of six IUIs lifetime, but absolutely nothing toward IVF and, as we've discovered, nothing toward most of the drugs prescribed during IUI cycles. (Clomid and progesterone are partially covered; Follistim, Gonal-F and hCG are not.)

The decision not do IVF is easier for us because the odds of it working are only around 35% at my age at our clinic and still under 50% even at CCRM.